Privacy Policy

Privacy Policy

Introduction

Welcome to https://phoenix-az-excess-liability-insurance.livebursts.com (hereafter referred to as “Phoenix AZ Excess Liability Insurance,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, handling, and disclosure of information from users visiting our website and interacting with our services.

Scope

This policy covers all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party websites, applications, or services accessible through links on our site. These entities have their own privacy policies governing data collection and usage, over which we have no control.

Processing Activities

This Privacy Policy governs your interactions when:

  1. You sign up and use our applications and services as an authorized user.
  2. You visit any of our websites linked to this policy.
  3. You receive communications from us, including newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various categories of personal data, which can include:

  1. Account Information: Details related to your user account creation and management, such as username, password, and profile settings.
  2. Payment Information: Credit card details, billing addresses, and payment history required for transactions.
  3. Financial Information: Data about your financial status, including income, investment portfolios, or insurance policies held with us.
  4. Purchase Information: Records of products or services you’ve purchased from us, including order numbers and transaction dates.
  5. Mobile Device Identifiers: Unique device IDs, IP addresses, and mobile phone numbers for user tracking and analytics (with user consent).
  6. Location Data: Geographic coordinates and location-based services usage data to provide personalized content and services.
  7. Feedback: User-provided reviews, ratings, comments, and responses to surveys or feedback forms.
  8. Social Media Information: Data from social media platforms when you interact with our content on these sites (with your consent).
  9. Product Information: Details about products viewed, searched for, or purchased on our e-commerce platform.

We gather this data through various means: user input forms, account settings, browsing activities, cookies, and third-party data providers.

Cookies

Cookies are small text files stored on your device to enhance user experience and provide analytics. We use cookies categorized as:

  1. Strictly Necessary: Essential for website functionality and performance, ensuring secure log-ins and navigation.
  2. Preference: Remembering user preferences and settings to personalize content.
  3. Analytics: Tracking website usage to improve services and understand user behavior.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control which types of cookies are accepted.

Retention and Deletion

We retain personal data for the duration required by applicable laws or for legitimate business purposes. Once the data is no longer needed for these reasons, it will be securely deleted or anonymized.

Security Measures

To protect your personal data, we implement robust security measures:

  • Encryption: Secure data transmission and storage using industry-standard encryption protocols.
  • Third-Party Processing: Engaging trusted third-party service providers who adhere to strict privacy and security standards.

Children’s Privacy

We do not intentionally collect or store personal data from children under the age of 18. If you believe we have collected such information by mistake, please contact us immediately, and we will take prompt action to rectify the issue.

Your Rights

Depending on your location, you are entitled to certain rights regarding your personal data:

  • Access: Retrieve and review the personal data we hold about you.
  • Rectification: Request corrections or amendments to incomplete or inaccurate data.
  • Erase (Right to be Forgotten): Ask for the deletion of your data when there is no valid reason for its retention.
  • Restriction: Limit our processing of your data under specific circumstances.
  • Portability: Receive your personal data in a structured, commonly used format and transfer it to another controller.
  • Objection: Object to the processing of your data based on legitimate interests or other legal grounds.
  • Non-Discrimination: Be free from decisions solely based on automated processing of personal data.

To exercise these rights or for data-related inquiries, please contact our Privacy Team via email at [email protected] or by post to the address provided below.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website, and we encourage users to review these updates regularly.

Contact Information

For any questions, concerns, unsubscribe requests, or data-related inquiries, please contact us: